Nicole Benford is the Director of Niner Finances.  She is a graduate of the University of Colorado Denver with her BA in Sociology and a UNC Charlotte Alumni with her Masters of Accountancy (MACC) from the Belk College of Business. After spending 20 years in Financial Services, she joined Niner Finances in 2022 and was most recently the Program Director for Programming & Community Engagement.  She is passionate about Financial Literacy and has spent a lot of time volunteering to teach Financial Literacy throughout her career and is honored to help ensure that the next generation of college graduates makes better decisions during their college years and is better prepared for life after college.